Best IRA Rollover Promotions

IRA vs. 401K

An individual retirement account, or IRA, is a tax-advantaged investment account that can help you save for retirement. It typically takes just 15 minutes to open an account. When you roll over your old retirement account into an IRA, you can preserve the tax-deferred status of your retirement assets without paying current taxes or early withdrawal penalties at the time of transfer. You can open a new account and rollover other IRAs or a former employer 401K to take advantage of these large bonus opening offers.

Some advantages of rolling over your former employer 401K into an IRA account:

• IRAs typically have lower fees than 401Ks.

• IRAs have far more investment choices. The average 401K has about 20 investment options while IRAs have thousands of investment options including CDs, treasury bills, bonds, money market funds, mutual funds, stocks, ETFs, and index funds.

• Several IRAs offer a signup bonus when opening a new account as a new customer.

IRAs offering sign up bonuses:

E*Trade

With E*TRADE from Morgan Stanley, you pay $0 commissions for online US-listed stock, ETF, mutual fund, and options trades. For a small fee, E*Trade will manage a diversified retirement portfolio for your retirement needs.

Offer valid for new E*TRADE Securities customers opening one new eligible retirement or brokerage account by 4/18/2023 and funded within 60 days of account opening with $5,000 or more.

Charles Schwab

With a Schwab IRA, there are no account open or maintenance fees and $0 online listed equity trade commissions, regardless of your account balance or how often you trade. Other account fees, fund expenses, and brokerage commissions may apply.

The bonus thresholds are:

• $100: Roll over $25,000 to $49,999.99.

• $300: Roll over $50,000 to $99,999.99.

• $500: Roll over $100,000 to $499,999.99.

• $1,000: Roll over $500,000 or more.

To get started follow these steps:

1. Open a Schwab IRA account

2. Fund the account by rolling over your assets from your previous 401K or IRA.

3. Invest your funds

Fidelity

Fidelity is offering $100 to create a new IRA account. It looks like this offer is available even to Fidelity customers who have a 401K account.

Fidelity Starter Pack Promotion

Want to Invest in Real Estate or Other Alternative Assets?

Looking for ways to invest in alternative assets such as real estate, cryptocurrency, precious metals, private equity, peer to peer lending or startups? Consider rolling over your 401K or IRA into a Self Directed IRA or Solo 401K. Although no sign up bonus is offered, providers like Rocket Dollar will allow the most flexibility with your retirement funds.

How it works:

1. Open a new eligible E*TRADE brokerage or retirement account.

2. The link below should automatically provide the bonus upon meeting qualification criteria. If asked for a promo code, enter promo code ‘BONUS23’.

3. Fund your new account within 60 days of account opening. Cash credits will be granted based on deposits of new funds or securities from external accounts made within 60 days of account opening.